Max 401k And Roth Ira Contribution 2024. The 2024 roth ira income limits are $161,000 for single tax filers and $240,000 for those married filing jointly. The 401 (k) contribution limits for 2024 are $23,000 for individuals under 50, and $30,500 for those 50 and older.
Workers who contribute to a 401 (k), 403 (b), most 457 plans and the federal government’s thrift savings plan can contribute up to $23,000 in 2024, a $500 increase from the $22,500 limit in. For individual retirement accounts, or iras—both roth and traditional types—2024 contributions will max out at $7,000, up.
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